Welcome to novastris insurance

This is our business to business web site, if you are looking to purchase individual personal accident insurance you can do so at

Company Background

The novastris group comprises of two separate divisions:

  • novastris insurance services limited - business-to-consumer division.
  • novastris underwriting limited - business-to-business division.

The novastris mission is to provide innovative and vital personal insurance products, delivered easily and quickly online thus creating a fantastic service which you will want to recommend.

novastris people- you are in safe hands

Each member of our senior management team has extensive experience within our specialised market and has held senior roles within other insurance services organisations. In fact, we have more than fifty years collective experience and a proven track record in the development, implementation and management of insurance schemes for Banks, Hotel Groups, Airlines, Building Societies and many more.

Cover Holder at Lloyd's

In addition novastris is a coverholder at Lloyd's which is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. Around 80 syndicates are underwriting insurance at Lloyd’s, covering all classes of business, creating insurance solutions for businesses in over 200 countries and territories around the world. Lloyd’s insures the majority of FTSE 100 and Dow Jones industrial average companies. Lloyd’s enjoys strong financial security supported by excellent ratings. Visit for more information.

novastris current product range

You can find our full range of products available to consumers at

This online B2C part of the group, currently offers consumers the chance to protect themselves from the financial consequences of being unable to work because of an accident.

Customers can choose the type of cover needed (already tailored to the risks associated with their own type of work) and also the level required, simply and easily.

Cover ranges from that purely associated with the very worst eventuality - accidental death - to other options covering varying levels of accidental disablement, depending on the severity of the injuries sustained, on either a permanent and/or temporary basis.

In addition offers a range of extra benefits that can help with the costs of the consequences of an accident - be they practical or psychological.

Detailed below are a brief summary of the insurance products and added benefits available

Accidental death
This cover is the basis for all novastris personal accident insurance and covers the insured’s death as a result of a sudden, unexpected unusual, specific event which occurred at an identifiable time and place during the period of insurance

Permanent total disablement
This covers disablement caused by an accident which has rendered the insured unable to carry out their usual occupation, or any occupation suited to their training and experience, for the remainder of their life.

Temporary total disablement
This covers the insured if they are totally disabled from carrying out all the material duties of their paid normal occupation at the time of the accident and, throughout the period of your disability, providing they remain under the care of a doctor.

In addition to tailoring personal accident cover consumers can also add extra specific benefits again detailed below

Bereavement Benefit
This benefit will pay for the cost of counselling sessions, subject to all applicable conditions and exclusions, when an immediate family member requires bereavement and trauma counselling as a result of the death of the insured.

Home Alteration Benefit
Available if permanent total disablement payment is received under this insurance, this benefit will pay the one-time cost of alterations to the insured’s home in order to make it wheel-chair accessible and habitable.

Funeral Expenses Benefit
This benefit will pay (up to the amount detailed in the insurance schedule) for all Funeral Director costs and disbursements. Next of kin pay for any extras they would like to include at the time of arranging the funeral.

Careers at novastris

novastris take pride in training and developing every member of staff to ensure every client receives the best possible service and to make novastris the best place to work within the financial services industry.
Although novastris are not actively recruiting, due to planned rapid growth, if you are looking for a role within insurance services, you can write to: Novastris Insurance Services Limited, Thorncroft Manor, Thorncroft Drive, Dorking Road, Leatherhead, Surrey KT22 8JB. Please include your CV and a covering letter. All applications will be responded to in writing.

Top News in the Insurance industry

Safety warning as potential injury claims top £5m
Source:, 5th September 2012
Faced with claims that might end up exceeding £5 million from injuries inflicted by farm animals, the UK’s leading rural insurer yesterday issued a checklist for all those working with livestock. NFU Mutual revealed they were currently dealing with a number of claims that could result in settlements up to £5m from people who had received devastating injuries while working with cattle. “Tragically, some of these people will never work again and the effects of their accidents may well affect the future of their families and farms. As a farmer myself, I’m well aware that complacency is the biggest threat to life and limb. When we do a task every day, there’s a real temptation to take shortcuts – putting ourselves at risk by not observing safe working practices.”

Exercising at home is a £2bn accident waiting to happen: Insurers warn Britons to not get carried away in post-Olympics boom
source: Daily Mail Online, 14th September 2012
Keep-fit fanatics who work out at home caused damage to the tune of £2.1billion to their property and themselves last year. Last night, insurers warned Britons who are thinking of getting fit after being inspired by the Olympics not to get carried away.

A study found that of the 62 per cent of us who have exercised in our homes, 26 per cent had caused at least £200 in accidental damage. Almost a quarter caused damage to property and nearly a fifth hurt themselves, pulling a muscle or breaking a bone, according to the survey by insurer Esure.

Accidents included slipping on flooring, crashing into furniture and TVs and tripping over rugs, children and pets. Nikki Sellers, from Esure, warned people to take sensible precautions, adding: ‘After an unforgettable summer of sport, it’s great to see the nation becoming more active.’

Aging workforce expected to increase workplace health risks
Source: Workplace Savings and Benefits, 17th September 2012
Almost three-quarters (70%) of employers expect health issues in the workplace to increase because of the aging workforce, research reveals. They believe older employees suffer from different medical complications to younger employees and that this could pose significant problems for organisations.

Companies to pay for health and safety probes
Source:, 30th September 2012
Businesses accused of breaching health and safety rules will from Monday be charged £124 an hour for investigations as the watchdog responsible for workplace safety seeks to cope with sharp cuts to its budget. The Health and Safety Executive will be able to recover the cost of investigations whenever a potential breach is considered serious enough to warrant a letter. Manufacturing and construction companies are expected to be most at risk as they account for 92 per cent of all enforcement notices issued in the year so far.

Social Media Communities

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Contact us

For enquiries about the novastris group please contact
or you can write to:
novastris insurance services limited,
Thorncroft Manor,
Thorncroft Drive,
Dorking Road,
KT22 8JB.

© novastris 2012

novastris insurance services limited is an Appointed Representative of novastris underwriting limited which is authorised and regulated by the Financial Services Authority. They are entered in the Financial Services Register number 567512 For more information you may visit novastris insurance services Ltd, Registered in England 7713328 Registered Office: Somers Mounts Hill, Benenden, Kent TN17 4E.